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  2. The 4% rule for retirement: Is it time to rethink this ... - AOL

    www.aol.com/finance/4-percent-rule-retirement...

    The 4% rule is designed to make your retirement savings last for 30 years. For example, if you retire at age 65 with $1 million in savings, the rule suggests you can withdraw $40,000 per year ...

  3. What is the 4% rule for retirement withdrawals? - AOL

    www.aol.com/finance/4-rule-retirement...

    The 4% rule is a popular retirement withdrawal strategy that suggests retirees can safely withdraw the amount equal to 4% of their savings during the year they retire and then adjust for inflation ...

  4. Forget the 4% Rule. Here's What You Should Really Be ... - AOL

    www.aol.com/forget-4-rule-heres-really-103900276...

    The 4% rule was developed in the 1990s by financial advisor William Bengen. According to Bengen, people could withdraw 4% of their retirement savings in their first year and then adjust annual ...

  5. William Bengen - Wikipedia

    en.wikipedia.org/wiki/William_Bengen

    William P. Bengen is a retired financial adviser who first articulated the 4% withdrawal rate ("Four percent rule") as a rule of thumb for withdrawal rates from retirement savings; [1] it is eponymously known as the "Bengen rule". [2] The rule was later further popularized by the Trinity study (1998

  6. Morningstar Gives the 4% Rule a Thumbs Up - Can You ... - AOL

    www.aol.com/4-rule-retirement-withdrawals-might...

    Created in 1994 by a financial planner named William Bengen, the 4% rule posits that retirees can make a well-structured retirement fund last 30 years by withdrawing no more than 4% of the balance ...

  7. Required minimum distribution - Wikipedia

    en.wikipedia.org/wiki/Required_minimum_distribution

    This is an overview of rules based on Internal Revenue Code Section 401(a)(9). The rules are detailed at Treas. Regs. 1.401(a)(9)-1 to -9 and 1.408-8. [7] The nonspouse rollover rules were passed in Section 829 of the Pension Protection Act of 2006 and interpreted by IRS Notice 2007-7, 2007-5 IRB 1.

  8. Retirement Spending 2024: Is the 4% Rule Still the Best Guide?

    www.aol.com/finance/retirement-spending-2024-4...

    Like many financial rules, the 4% retirement rule goes in and out of fashion depending on the broader economic environment. According to that rule, you should spend no more than 4% of your ...

  9. Is it time to rethink the 4% retirement withdrawal rule ... - AOL

    www.aol.com/news/time-rethink-4-retirement...

    The 4% withdrawal rule calls for retirees to withdraw that portion from their investment portfolio in the first year of retirement. In each subsequent year, the amount of those withdrawals is ...

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