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A recent rule change could cause a spike in insurance premium for homeowners across California, as the costs of the Los Angeles area wildfires are passed onto them in a way that was not allowed in ...
This state constitution amendment would have created a special fund, effective on January 1, 2024, that will collect the revenue from the California Air Resources Board's cap and trade programs, that were previously established by the Global Warming Solutions Act of 2006. A one-time, two-thirds vote in each chamber of the state legislature ...
That would mean that an insurer that has a 10% share of California's home insurance market would have to write 8.5% of the policies in such neighborhoods. The department released preliminary maps ...
Proposition 103, titled Insurance Rate Reduction and Reform Act, was a California ballot proposition voted on in the 1988 California General Election. It passed with 51% of the vote on November 8, 1988. [1] Proposition 103 expanded the regulatory capacities of the California Department of Insurance, especially in property and casualty insurance.
[A]n insurer may, under [California] Insurance Code sections 331 and 359, rescind a fire insurance policy based on an insured's negligent or unintentional misrepresentation of a material fact in an insurance application, notwithstanding the willful misrepresentation clause included in the required standard form fire insurance policy (Insurance ...
Here's a look at what California Insurance Commissioner Ricardo Lara proposed and how it would affect the state's insurance market: ... 14 have occurred since 2015, according to the California ...
The Codes form an important part of California law. However, they must be read in combination with the federal and state constitutions, federal and state case law, and the California Code of Regulations, in order to understand how they are actually interpreted and enforced in court.
In 2008, Carl Malamud published title 24 of the CCR, the California Building Standards Code, on Public.Resource.Org for free, even though the OAL claims publishing regulations with the force of law without relevant permissions is unlawful. [2] In March 2012, Malamud published the rest of the CCR on law.resource.org. [3]