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Banks and credit unions: If you already have a relationship with a bank or credit union, start here. Some banks and credit unions offer discounted rates for members and may be more willing to ...
It’s no secret that traditional lenders like banks, credit unions and the financing arms of car dealerships charge higher interest rates to low-credit borrowers. But if your credit is bad enough ...
For example, if a dealer has an interest rate offer of 7.9% financing OR a $2000.00 rebate and a consumer's lending source offers 8.25%, a consumer should compare at the credit union what payments and total interest paid would be, if the consumer financed $2000.00 less at the credit union. The dealer can have their lending institution check a ...
In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
Lesson number one: There is a definite limit to what Americans will accept in exchange for a low price. The Yugo's reputation for awful build quality – which some dogged defenders still insist was undeserved – quickly became the stuff of legend. Yugo jokes were almost as numerous as lawyer jokes and just as scathing." [31] In Automotive ...
An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score is in the best shape and ...
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