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2. FHA loans: Definition, requirements and limits - AOL

   www.aol.com/finance/fha-loans-134807555.html

   There are several types of FHA loans, including: Basic home mortgage loan or 203(b) loan: The 203(b) loan is the FHA’s main home loan program. These loans come with fixed and adjustable-rate ...

3. Guide to FHA adjustable-rate mortgages - AOL

   www.aol.com/finance/guide-fha-adjustable-rate...

   These hybrid loans have a fixed introductory rate for a set number of years (3, 5, 7 or 10), after which the rate will adjust after a set period for the remainder of the loan term. FHA ARM loan ...

4. FHA loan vs. conventional loan: What homebuyers should know - AOL

   www.aol.com/finance/fha-loan-vs-conventional...

   FHA home loans can be a good option for first-time homebuyers, ... (DTI) ratio, down payment, loan term, and whether you have a fixed-rate or adjustable-rate mortgage can also come into play.

5. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

6. Federal Housing Administration - Wikipedia

   en.wikipedia.org/wiki/Federal_Housing_Administration

   For loans with FHA Case Numbers assigned on or after June 3, 2013, the duration of MIP payments is determined by factors including loan term, LTV ratio, and previous payment history. The upfront mortgage insurance premium (UFMIP) is a fixed 1.75% of the base loan amount and is mandatory, payable in cash at closing or financed into the loan.

7. What is a loan-to-value ratio? - AOL

   www.aol.com/finance/loan-value-ratio-184253472.html

   FHA loan – Generally, an LTV ratio of 96.5 percent will suffice for securing an FHA loan. Keep in mind that you’re required to pay mortgage insurance on FHA loans — no matter the size of ...