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Having a credit score over 800 means there isn’t much else you can do to make your credit score better. All you can do now is maintain the healthy credit habits that got your 800+ credit score ...
Getting your credit score to 800 could do your finances a world of good. Read on to see why.
Financial information of the business may be evaluated as well. The score range for the FICO SBSS score is 0–300. A higher score indicates less risk. Applications for SBA 7(a) loans for $350,000 or less will be prescreened using this score. A minimum score of 140 is needed to pass this prescreen, though most lenders require scores of 160 or more.
If you've worked hard to improve your credit and finally achieved an 800 credit score, that puts you in the Fair Isaac Corporation's "exceptional" range and significantly above the average of 716.
VantageScore was created in 2006 as a joint venture between the three major credit bureaus: Equifax, Experian, and TransUnion. The primary motivation behind its creation was to introduce a more consistent credit scoring model across all three bureaus, addressing inconsistencies that existed in earlier scoring systems.
Image source: Getty Images. The average credit score in the U.S. was 715 in 2023, according to Experian, one of three credit reporting bureaus. But a score of 800 or above is considered "exceptional."
Picture arrangement test is a test that consists of a series of comic-strip-like pictures that are presented in a random order. The subject is given the task to arrange the pictures as quickly as possible so that a reasonable and meaningful story is formed. This is an example of a common feature found in intelligence tests. [1]
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