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  2. Buying a house in a flood zone? Know the risks first - AOL

    www.aol.com/finance/buying-house-flood-zone-know...

    The need for flood insurance when buying a house in a flood zone is critical, and if the home you’re buying is in an SFHA high-risk zone, your mortgage lender will likely require it.

  3. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    FIRMs display areas that fall within the 100-year flood boundary. Areas that fall within the boundary are called special flood hazard areas (SFHAs) and they are further divided into insurance risk zones. The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 ...

  4. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The program was first amended by the Flood Disaster Protection Act of 1973, which made the purchase of flood insurance mandatory for the protection of property within SFHAs. In 1982, the Act was amended by the Coastal Barrier Resources Act (CBRA). The CBRA enacted a set of maps depicting the John H. Chafee Coastal Barrier Resources System (CBRS ...

  5. Special Flood Hazard Area - Wikipedia

    en.wikipedia.org/wiki/Special_Flood_Hazard_Area

    Areas within the SFHA are designated on the flood insurance rate map as Zone A, AO, A1-A30, AE, A99, AH, AR, AR/A, AR/AE, AR/AH, AR/AO, AR/A1-A30, V1-V30 or V. [2] Land areas that are at high risk for flooding are called special flood hazard areas (SFHAs), or floodplains. These areas are indicated on flood insurance rate maps (FIRMs).

  6. Flood insurance isn't perfect. You should probably buy ... - AOL

    www.aol.com/finance/flood-insurance-isnt-perfect...

    Flood-prone states like Florida, Texas, and Louisiana have the most homes insured under the NFIP, but in states as varied as Massachusetts and Arizona, nearly every county has experienced 50 or ...

  7. What is flood insurance, and why do you need it? - AOL

    www.aol.com/flood-insurance-why-220402245.html

    Flooding is the most common disaster across America,” said David Maurstad, senior executive of the National Flood Insurance Program. “Insured survivors are more resilient and recover more ...

  8. National Flood Insurance Act of 1968 - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    That bill would delay the increases in flood insurance premiums that were part of the Biggert–Waters Flood Insurance Reform Act of 2012. [5] [8] The reforms from that law were meant to require flood insurance premiums to actually reflect the real risk of flooding, which led to an increase in premiums. [6]

  9. Want to build a home in a flood-prone zone? NJ soon ... - AOL

    www.aol.com/want-build-home-flood-prone...

    Currently, about 16% of the state is within a flood hazard zone. Moving into compliance with FEMA flood-prevention regulations. Closing loopholes around stormwater regulations in redevelopment areas.

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