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2. The uninsurable housing market: 26% of homeowners worry ... - AOL

   www.aol.com/finance/uninsurable-housing-market...

   Homeowners insurance premiums are up 300% in California since before the pandemic, insurance exec says. The uninsurable housing market: 26% of homeowners worry climate change will put them ...

3. California homeowners insurance market tested as fires rage - AOL

   www.aol.com/finance/california-homeowners...

   Currently, California homeowners in high-risk areas have few insurance options. Many have turned to the California FAIR plan, a private program established by the state and designed to be a fire ...

4. These states are increasing minimum coverage requirements in 2025

   www.aol.com/finance/states-increasing-minimum...

   A new year brings new beginnings and, in some states, new car insurance laws. If you live in California, Utah or Virginia, effective Jan. 1, 2025, your state’s minimum car insurance requirements ...

5. New insurance rules mean homeowners throughout California are ...

   www.aol.com/insurance-rules-mean-homeowners...

   A recent rule change could cause a spike in insurance premium for homeowners across California, as the costs of the Los Angeles area wildfires are passed onto them in a way that was not allowed in ...

6. The best states for homeowners - AOL

   www.aol.com/article/2015/09/09/the-best-states...

   The average Iowan homeowner spends $734 annually on insurance, the tenth lowest amount of any state. In contrast, the Floridian average is $1,991. West Virginia

7. California homeowners battle an 'insurance crisis' as ...

   www.aol.com/los-angeles-wildfires-rage...

   State Farm had already said in 2023 that it would no longer offer home insurance to new customers in California, in part because of catastrophe exposure. Allstate, the sixth-largest home insurer ...

8. Housing and Economic Recovery Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Economic...

   The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

9. Will California homeowners relocate or rebuild? Both are costly

   www.aol.com/california-homeowners-relocate...

   Between 2020 and 2022, insurance companies declined to renew 2.8 million homeowner policies in California, including 531,000 in Los Angeles County, according to data from the California Department ...