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2. These states are increasing minimum coverage requirements in 2025

   www.aol.com/finance/states-increasing-minimum...

   In California, minimum coverage car insurance requirements are 30/60/15 effective Jan. 1, 2025. Utah minimum coverage limits will increase to 30/60/25. Virginia limits will be 50/100/25.

3. Will California homeowners relocate or rebuild? Both are costly

   www.aol.com/california-homeowners-relocate...

   Between 2020 and 2022, insurance companies declined to renew 2.8 million homeowner policies in California, including 531,000 in Los Angeles County, according to data from the California Department ...

4. The uninsurable housing market: 26% of homeowners worry ... - AOL

   www.aol.com/finance/uninsurable-housing-market...

   Homeowners insurance premiums are up 300% in California since before the pandemic, insurance exec says. ... Take California, where insurance costs in certain communities have surged by more than ...

5. New insurance rules mean homeowners throughout California are ...

   www.aol.com/insurance-rules-mean-homeowners...

   A recent rule change could cause a spike in insurance premium for homeowners across California, as the costs of the Los Angeles area wildfires are passed onto them in a way that was not allowed in ...

6. Things to know about California's new proposed rules for ...

   www.aol.com/news/things-know-californias...

   When homeowners who need insurance can't get it from private insurance companies, they must purchase policies from the California Fair Access to Insurance Requirements (FAIR) Plan. Insurance ...

7. California homeowners insurance market tested as fires rage - AOL

   www.aol.com/finance/california-homeowners...

   From 2012 to 2021, home insurers in California lost money on underwriting and insurance transactions, while nationwide average profit margins on those deals were 3.6% to 4.2%, respectively.

8. Housing and Economic Recovery Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Economic...

   The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

9. California homeowners could face property insurance hikes ...

   www.aol.com/california-homeowners-could-face...

   (The Center Square) - California homeowners may face noticeable insurance rate hikes under new rules finalized by state regulators that allow property insurers to use complex climate algorithms ...