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  2. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  3. Address verification service - Wikipedia

    en.wikipedia.org/wiki/Address_verification_service

    An address verification service (AVS) is a service provided by major credit card processors to enable merchants to authenticate ownership of a credit or debit card used by a customer. [1] AVS is done as part of the merchant's request for authorization in a non-face-to-face credit card transaction.

  4. Transportation Infrastructure Finance and Innovation Act

    en.wikipedia.org/wiki/Transportation...

    It is run by the U.S. Department of Transportation's (DOT) Office of Innovative Program Delivery. The program provides "loans, loan guarantees, and lines of credit to qualified public or private borrowers, including state governments, private firms, special authorities, local governments, transportation improvement districts, or a consortium of ...

  5. House Democrats propose government-run credit reporting ... - AOL

    www.aol.com/news/house-democrats-propose...

    House lawmakers on Tuesday called for sweeping reforms to the credit reporting industry — with some Democrats going so far as proposing a nationally run system.

  6. Merchant account - Wikipedia

    en.wikipedia.org/wiki/Merchant_account

    An ARU (also known as a voice authorization, capture and deposit) allows the manual keyed entry and subsequent authorization of a credit card over a cellular or land-line telephone. With this method, a merchant typically imprints their customer's card with an credit card imprinter to create a customer receipt and merchant copy, then process the ...

  7. Can anyone check my credit without permission? - AOL

    www.aol.com/finance/anyone-check-credit-without...

    You’ll also run into situations where someone can check your credit as part of a soft credit inquiry without permission. Let’s take a look at those situations so you know what to expect and ...

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