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Derek Antony Parfit FBA (/ ˈ p ɑːr f ɪ t /; 11 December 1942 – 2 January 2017 [3] [4]) was a British philosopher who specialised in personal identity, rationality, and ethics. He is widely considered one of the most important and influential moral philosophers of the late 20th and early 21st centuries.
Reasons and Persons is a 1984 book by the philosopher Derek Parfit, in which the author discusses ethics, rationality and personal identity.. It is divided into four parts, dedicated to self-defeating theories, rationality and time, personal identity and responsibility toward future generations.
The least expensive type of life insurance is usually term life insurance. It provides coverage for a specific period — often 10, 20 or 30 years — and is typically much cheaper than permanent ...
Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.
The economist Tyler Cowen has expressed admiration for Parfit's style ("Reading him is an unforgettable and illuminating experience") in On What Matters, but argues: . I see the biggest and most central part of the book as a failure, possibly wrong but more worryingly "not even wrong" and simply missing the questions defined by where the frontier – choice theory and not just philosophic ...
The principle of insurable interest on life insurance is that a person or organization can obtain an insurance policy on the life of another person if the person or organization obtaining the insurance values the life of the insured more than the amount of the policy. In this way, insurance can compensate for loss.
💡Expert tip: Ask about "accident forgiveness" programs when comparing quotes — a benefit that prevents your first at-fault accident from raising your premium. Some insurers like Allstate ...
The insurance industry helps to eliminate risks (as when fire-insurance providers demand the implementation of safe practices and the installation of hydrants), spreads risks from individuals to the larger community, and provides an important source of long-term finance for both the public and private sectors.
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