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Bankrate teaches you the ins and outs of California’s car insurance laws. ... such as medical bills, long-term care costs and lost earnings, with the total payout for the accident capped at ...
The other driver’s liability policy can pay for your car repairs and medical bills up to the policy limits, but because California is a “no pay, no play” state, you can’t try to get ...
About one-in-eight drivers across the country didn’t have car insurance in 2019. In California, the number is even higher. That’s according to a 2021 study from the Insurance Research Council ...
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
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