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  2. Nationally recognized statistical rating organization - Wikipedia

    en.wikipedia.org/wiki/Nationally_recognized...

    The use of the term NRSRO began in 1975 when the SEC promulgated rules regarding bank and broker-dealer net capital requirements (17 CFR 240.15c3-1).[1]Prior to 1975, the SEC did not adopt specific standards for determining which credit rating agencies were "nationally recognized", and instead addressed the question on a case-by-case basis. [2]

  3. PostFinance - Wikipedia

    en.wikipedia.org/wiki/PostFinance

    PostFinance Ltd is the financial services unit of Swiss Post which was founded in 1906. As of 2023, it is the fifth largest retail financial institution in Switzerland. [citation needed] Its main area of activity is in the national and international payments and a smaller but growing part in the areas of savings, pensions and real estate.

  4. Credit rating agency - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agency

    Credit rating is a highly concentrated industry, with the "Big Three" credit rating agencies controlling approximately 95% of the ratings business. [3] Moody's Investors Service and Standard & Poor's (S&P) together control 80% of the global market, and Fitch Ratings controls a further 15%.

  5. Fitch Ratings - Wikipedia

    en.wikipedia.org/wiki/Fitch_Ratings

    Fitch Ratings Inc. is an American credit rating agency. It is one of the three nationally recognized statistical rating organizations ( NRSRO ) designated by the U.S. Securities and Exchange Commission and is considered as being one of the " Big Three credit rating agencies ", [ 3 ] along with Moody's and Standard & Poor's .

  6. Electronic funds transfer - Wikipedia

    en.wikipedia.org/wiki/Electronic_funds_transfer

    Electronic bill payment in online banking, which may be delivered by EFT or paper check; QR code payment is a payment initiated using a QR Code scanned from POS terminal or Digital wallet; Transfers initiated by telephone (Mail Order/Telephone Order) Electronic funds transfer at point of sale (EFTPOS) are transfers resulting from credit or ...

  7. AOL

    search.aol.com

    The search engine that helps you find exactly what you're looking for. Find the most relevant information, video, images, and answers from all across the Web.

  8. Internal ratings-based approach (credit risk) - Wikipedia

    en.wikipedia.org/wiki/Internal_Ratings-Based...

    This is known as the internal ratings-based (IRB) approach to capital requirements for credit risk. Only banks meeting certain minimum conditions, disclosure requirements and approval from their national supervisor are allowed to use this approach in estimating capital for various exposures.

  9. Bureau de change - Wikipedia

    en.wikipedia.org/wiki/Bureau_de_change

    A bureau de change [1] (plural bureaux de change, both / ˌ b jʊər oʊ d ə ˈ ʃ ɒ n ʒ / BURE-oh də SHONZH; British English) or currency exchange [2] (American English) is a business where people can exchange one currency for another.