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2. Many homeowners think they don’t need flood insurance ... - AOL

   www.aol.com/finance/many-homeowners-think-don-t...

   The Biggert–Waters Flood Insurance Reform Act of 2012 had provisions aimed at encouraging a private flood insurance market, which could benefit consumers by covering more than the $250,000 cap ...

3. Flood insurance isn't perfect. You should probably buy ... - AOL

   www.aol.com/finance/flood-insurance-isnt-perfect...

   Homeowners who sit in 100-year floodplains — areas deemed to have a 1% chance of flooding in a given year or a 30% chance over the life of a typical mortgage — are considered “high risk ...

4. Thousands of US communities forgo federal flood insurance - AOL

   www.aol.com/thousands-us-communities-forgo...

   FEMA manages the NFIP, which Congress created in 1968 with the National Flood Insurance Act. Homeowners, businesses, and renters can buy flood coverage through the NFIP Direct system or more than ...

5. Flood insurance - Wikipedia

   en.wikipedia.org/wiki/Flood_insurance

   Flooding resulting from Hurricane Katrina. Nationwide, only 20 percent of American homes at risk for floods are covered by flood insurance. [2] Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood.

6. National Flood Insurance Program - Wikipedia

   en.wikipedia.org/wiki/National_Flood_Insurance...

   The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development.

7. Celeb realtor Ryan Serhant says Florida’s $34B insurance ...

   www.aol.com/finance/celeb-realtor-ryan-serhant...

   Government-backed flood insurance policies aren't cheap. Celeb realtor Ryan Serhant says Florida’s $34B insurance crisis is ‘one of the greatest’ we'll see — says only 2%-4% of homeowners ...