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Cirrus is a worldwide interbank network that provides cash to Mastercard cardholders. As a subsidiary of Mastercard, it connects all Mastercard's credit , debit , and prepaid cards , as well as ATM cards issued by various banks worldwide bearing the Mastercard/ Maestro logo.
An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belong to another member of the network. However, the functions which may be performed at the network ATM vary.
It initially was composed of 2,000 ATMs linking 1,000 banks and their customers in 47 states. [2] As the booming ATM industry outgrew regional networks and began to go nationwide in the mid-1980s, credit-card giant Visa sought entry in the lucrative ATM network business and acquired a third of Plus System in 1987. Currently, there are over one ...
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An ATM withdrawal limit is the most money you can withdraw from an ATM per transaction in one day. Banks typically impose ATM withdrawal limits based on factors such as the account holder’s age ...
Money Access Center (MAC, also Money Access Card) was an ATM network in the Mid-Atlantic and Midwestern United States, between 1979 and 2005, when it was absorbed into the STAR network. The network was one of the first in the nation, and helped universalize ATM banking.
Membership was open to all banks, credit unions and savings banks, and as use of ATMs grew, the network spread beyond its original New York Metro area; by the early 1990s, NYCE was the largest regional ATM network in the United States, with a network of 9,600 ATMs in 24 state available to its 17 million customers . [2]
White-label automatic banking machines (ABMs) or white-label ATMs are ATMs that offer an alternative to traditional bank-owned ATMs for cash dispensing. These machines may be operated by an independent ATM deployer. White-label, or "no name," ATMs are commonly found in non-traditional locations, such as grocery stores or other non-bank venues.