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2. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 24 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

3. Emergency and payday loan alternatives - AOL

   www.aol.com/finance/emergency-payday-loan...

   Payday loans are an easy way to get cash, but they have sky-high interest rates. ... Some lenders work with individuals with bad credit, ... a low debt-to-income ratio and at least 15 percent to ...

4. What are instant loans? Everything you need to know - AOL

   www.aol.com/finance/instant-loans-everything...

   Personal loan for bad credit. Although this option also comes with high interest rates, personal loans are still considerably less expensive. According to debt.org, payday loans have interest ...

5. Critical factors to consider when taking out payday loans ...

   www.aol.com/finance/critical-factors-consider...

   Personal loans tend to have a minimum repayment term of 12 months, so you’d technically pay more in interest over the life of a loan compared to a payday loan ($205.55 vs. $153.42).

6. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   Payday loans are marketed towards low-income individuals making them part of the larger "poverty industry" consisting of businesses that make money primarily from the poor. Without collateral, low income applicants will have trouble obtaining low interest loans and will sometimes reluctantly accept high interest rate loans.

7. Emergency and payday loan alternatives that could save ... - AOL

   www.aol.com/finance/emergency-payday-loan...

   Consider a Payday Alternative Loan (PAL) Payday Alternative Loans (PALs) are small loans some federal credit unions offer. They typically amount to under $2,000 and are repaid over the course of a ...