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In the case of death of the former employee, the widow's coverage may continue for up to 36 months. [e] COBRA does not apply to businesses with fewer than twenty employees, but the majority of states have stepped in with state health insurance continuation laws, sometimes called "mini-COBRA" laws, which apply in these cases. [10]
Unless someone experiences a "qualifying event" (a change in personal circumstances such as getting married or having a baby [7]) outside of the annual enrollment period, annual enrollment is the only time to sign up for individual health insurance under the Affordable Care Act. Annual enrollment used to last for three months; the 2016 cycle ...
COBRA insurance coverage is a common phrase, but most people aren't fully aware of what COBRA is, what it costs, and whether or not it's really beneficial to an unemployed worker. Lucky for you ...
Despite its establishment, the percentage of US residents who lack any form of health insurance has increased since 1994. [63] It has been reported that the number of physicians accepting Medicaid has decreased in recent years because of lower reimbursement rates. [64] The Affordable Care Act dramatically expanded Medicaid.
Those exceptions include losing your current health insurance, getting married or having a baby. Generally, you have 60 days from the date of the qualifying life event to enroll.
The Equal Access to COBRA Act was a bill which would amend the Internal Revenue Code, the Employee Retirement Income Security Act of 1974, and the Public Health Service Act to extend COBRA health insurance coverage to qualified beneficiaries, defined to include domestic partners.
There are exceptions to the mandatory sign-up period. For example, if you're still working at 65, you could opt to stay on your employer’s (or your spouse’s employer’s) health insurance past ...
The Hill-Burton Act of 1946, which provided federal assistance for the construction of community hospitals, established nondiscrimination requirements for institutions that received such federal assistance—including the requirement that a "reasonable volume" of free emergency care be provided for community members who could not pay—for a period for 20 years after the hospital's construction.