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  2. Florida car insurance laws - AOL

    www.aol.com/finance/florida-car-insurance-laws...

    Liability insurance in Florida. When it comes to liability insurance in Florida, only property damage liability (PDL) is technically required by law, of which drivers are required to carry $10,000 ...

  3. Do you need full-coverage car insurance? What it is, when it ...

    www.aol.com/finance/full-coverage-car-insurance...

    What full-coverage car insurance includes. A full-coverage auto insurance policy combines three key protections — liability, comprehensive and collision coverage — into one complete package.

  4. Penalties for driving without insurance in Florida - AOL

    www.aol.com/finance/penalties-driving-without...

    Florida’s car insurance laws make it clear that every driver must have an active car insurance policy that meets the following coverage limits in order to operate a vehicle legally: $10,000 ...

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, marital status, credit score, whether the driver rents or owns a home, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored.

  6. Auto insurance risk selection - Wikipedia

    en.wikipedia.org/wiki/Auto_insurance_risk_selection

    Auto insurance risk selection is the process by which vehicle insurers determine whether or not to insure an individual and what insurance premium to charge. Depending on the jurisdiction, the insurance premium can be either mandated by the government or determined by the insurance company in accordance to a framework of regulations set by the government.

  7. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  8. Before sharing your car: Does your auto insurance cover guests?

    www.aol.com/finance/auto-insurance-lending-car...

    Here are answers to some of the most common questions about auto insurance, protecting your car and getting the best deal on your policy. Does car insurance follow the car or the driver? A car ...

  9. Driving in the United States - Wikipedia

    en.wikipedia.org/wiki/Driving_in_the_United_States

    Most states require a motor vehicle owner to carry some minimum level of liability insurance. Consumers may be protected by different levels of coverage depending on which insurance policy they purchase. Coverage is sometimes seen as 20/40/15 or 100/300/100. The first two numbers seen are for medical coverage.

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