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  2. How to negotiate a debt settlement - AOL

    www.aol.com/finance/negotiate-debt-settlement...

    Whether you decide to negotiate a debt settlement on your own or through a debt relief company, there are six basic steps to negotiating a debt settlement. 1. Verify the debt

  3. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    Key takeaways. You may be able to get out of debt without paying based on factors like your total debt, type of debt and income. Several programs are available to help forgive student loan debt ...

  4. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

  5. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    DIY credit card settlement. Your first option is to negotiate with your credit card company directly. Contact your card issuer’s customer service line and ask about the possibility of debt ...

  6. How to avoid bankruptcy in retirement — and safeguard your ...

    www.aol.com/finance/avoid-bankruptcy-in...

    While a debt consolidation loan works to simplify multiple debts into a single payment, ideally at a lower overall interest rate, debt relief or debt settlement involves negotiating with your ...

  7. Should you use your home equity to pay off high-interest debt?

    www.aol.com/finance/home-equity-loan-pay-off...

    Facing down high-interest debt can seem like an impossible hill to climb. If your debt feels insurmountable, you’re not alone. Overall debt in the U.S. rose 4.4% between 2022 and 2023, according ...

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