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2. How to negotiate a debt settlement - AOL

   www.aol.com/finance/negotiate-debt-settlement...

   Whether you decide to negotiate a debt settlement on your own or through a debt relief company, there are six basic steps to negotiating a debt settlement. 1. Verify the debt.

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   DIY credit card settlement. Your first option is to negotiate with your credit card company directly. Contact your card issuer’s customer service line and ask about the possibility of debt ...

4. 5 Tips for Negotiating Better Terms With Your Bank - AOL

   www.aol.com/5-tips-negotiating-better-terms...

   However, since collections agencies buy debt at a discount, your bank may be willing to negotiate a lower payment with you before selling your debt. If your debt is already with a collections ...

5. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Debt relief companies, also referred to as debt settlement companies, work with your creditors to negotiate better terms for your credit accounts in exchange for a fee. Getting debt relief through ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

7. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   If you’ve decided to handle negotiations on your own, call your credit card company and ask to speak with the debt settlement, loss mitigation or hardship department; a general customer service ...

8. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   The debt settlement company will tell you to stop paying your creditors to give it negotiation leverage. You can expect your score to take a massive hit when working with a settlement company.

9. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   DIY credit card settlement. Your first option is to negotiate with your credit card company directly. Contact your card issuer’s customer service line and ask about the possibility of debt ...