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Indexed annuities are a type of fixed annuity which are regulated and distributed in the same manner as fixed annuities (through licensed insurance agents). Indexed annuities are a conservative safe money place for retirement dollars. [4] Indexed annuities usually provide a purchaser with various options for interest crediting.
While its fixed annuity minimum premiums tend to be higher than most competitors on this list ($25,000), Pacific Life provides a wide range of options, including fixed, immediate, index and ...
Indexed annuities offer payouts based on an index such as the S&P 500 or Dow Jones Industrial Average. Be sure to take a look at how the annuity has performed over time. Comb through the returns ...
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A Fixed annuity enables fixing the rate of return for a predefined number of distribution periods or for life. Generally, fixed annuities are conservative insurance products as the rate of return is approximately equal to the rate of return that certificate of deposit (CD) would offer. [3] [4] Variable annuities operate in other ways.
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