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  2. Penalties for driving without insurance in Kentucky - AOL

    www.aol.com/finance/penalties-driving-without...

    Regardless of who was at fault for the accident, you will face all of the penalties for driving without insurance. Additionally, since Kentucky is a no-fault state, each driver must process their ...

  3. Kentucky car insurance laws - AOL

    www.aol.com/finance/kentucky-car-insurance-laws...

    Penalties for driving without insurance in Kentucky. Driving without insurance in Kentucky is a risky move that can result in hefty penalties. A first-time offense can lead to fines ranging from ...

  4. What to do after a hit-and-run in Kentucky - AOL

    www.aol.com/finance/hit-run-kentucky-190721319.html

    Since Kentucky is a no-fault state, each driver must be offered at least $10,000 per person per accident in personal injury protection (PIP) coverage, as well. PIP can help pay for medical ...

  5. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

  7. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.

  8. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    At-fault and no-fault states settle insurance claims a bit differently. ... Kentucky. New Jersey. Pennsylvania. Tort is defined as a wrongful act that causes loss or harm to another individual. In ...

  9. Jeffrey O'Connell - Wikipedia

    en.wikipedia.org/wiki/Jeffrey_O'Connell

    Jeffrey Thomas O'Connell (September 29, 1928 – January 6, 2013) was an American legal expert, professor, and attorney. In 1965, O'Connell and Harvard Law School professor Robert Keeton co-authored the book Basic Protection for the Traffic Victim: A Blueprint for Reforming Automobile Insurance, which created the theoretical underpinnings of no-fault law.

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