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  2. 2023 United States banking crisis - Wikipedia

    en.wikipedia.org/wiki/2023_United_States_banking...

    [80] [82] After falling another 42% in after hours trading, the FDIC confirmed its imminent takeover of the bank. [83] [84] In 2023, the cumulative decrease in stock price was 97%. [85] The next day, the FDIC approached various banks, including JPMorgan Chase, PNC and Bank of America, saying they had until April 30 to place bids for First ...

  3. Federal Deposit Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    On January 21, 2022, the Board of Directors passed a Final Rule to simplify the Ownership Categories by combining Revocable and Irrevocable Trusts into a single ownership category. The policy came into effect on April 4, 2022. [23] On April 1, 2024, the Board of Directors changed how accounts held under the same name would be insured. [24]

  4. The FDIC change that leaves wealthy bank depositors ... - AOL

    www.aol.com/finance/fdic-change-leaves-wealthy...

    When the FDIC proposed these rules in 2022 — a year before talk about lifting the $250,000 insurance cap bubbled up during a run of bank failures — it estimated that almost 27,000 trust ...

  5. A second bank has failed in 2024. Here’s why it’s important ...

    www.aol.com/finance/second-bank-failed-2024-why...

    The FDIC made half of the uninsured funds available to those depositors on Monday, Oct. 21. Using the FDIC’s Electronic Deposit Insurance Estimator (EDIE) ... 2018, 2021 and 2022.

  6. Call report - Wikipedia

    en.wikipedia.org/wiki/Call_Report

    Call reports are required by statute and collected by the FDIC under the provision of Section 1817(a)(1) of the Federal Deposit Insurance Act. The FDIC collects, corrects, updates and stores call report data submitted by all insured national and state nonmember commercial banks and state-chartered savings banks on a quarterly basis.

  7. How to make sure your bank is FDIC-insured — and what to ...

    www.aol.com/finance/how-to-confirm-bank-fdic...

    FDIC insurance covers up to $250,000 on individual deposit accounts in the event that the bank fails. That’s why many people prefer to keep their bank account balances under $250,000.

  8. List of bank mergers in the United States - Wikipedia

    en.wikipedia.org/wiki/List_of_bank_mergers_in...

    PNC Financial Corporation [23] PNC Financial Services: 1989 Boatmen's Bancshares: Centerre Bank Boatmen's Bancshares: Bank of America: 1989 Security Pacific Corp. Nevada National Bancorporation Security Pacific Corp. Bank of America: 1989 Union Planters Bank: Magna Bank (Missouri) Union Planters Bank: Regions Financial: 1990 CoreStates ...

  9. FAQ about bank safety and deposit insurance - AOL

    www.aol.com/finance/faq-bank-safety-deposit...

    The FDIC handled the process and made good on its promise to protect deposits. If you’re concerned about your money, double check that you’re covered by FDIC or NCUA insurance. Show comments