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Trip interruption: If something happens during your trip and you unexpectedly need to change your plans, your policy may cover the cost to do so. Trip cancellation: Life happens, and if you ...
The main types you might want to consider include trip cancellation or interruption coverage. Be sure to check with your insurance provider to see if they cover other COVID-19 related issues.
“Standard trip cancellation coverage will reimburse non-refundable, prepaid costs if an insured traveler has to cancel for a wide range of reasons, including getting sick unexpectedly.”
Some of the causes of flight delays or cancellation include: Airline glitches. The top cause of flight delays, according to a USA Today analysis. [7] Congestion in air traffic [7] Earthquakes and tsunamis (e.g., in the event of 2004 Indian Ocean earthquake and tsunami, 2010 Chile earthquake, and the 2011 Tōhoku earthquake and tsunami) Fueling [8]
Comprehensive travel insurance policies include cover for any cancellation fees or lost deposits relating to cancellation of the insured's person's trip for a range of unforeseen and unexpected circumstances. These include illness or injury, natural disasters and bad weather, [6] strikes and riots, [7] hijacking, and family emergencies. [8]
Cancellation of an insurance policy before the end of the policy period has the effect of ending the insurance coverage on the date of the cancellation. This can result in a partial return premium which can be calculated in different ways depending on the method specified in the policy.
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