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2. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   Debt relief companies are for-profit institutions that help you manage and pay down your debts. Depending on the company and what services are offered, they may work with creditors to help you get ...

3. Americans have always sought debt relief after the holidays ...

   www.aol.com/finance/americans-always-sought-debt...

   In general, a car payment should take up no more than 13%-14% of an individual's net income, Russell said. But with the average payment for used cars at $525 and for new cars at $734, per Experian ...

4. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   Debt settlement: This is when you negotiate to settle the debt for a lump sum to guarantee payment. However, this process may hurt your credit score, and there’s no guarantee that a creditor ...

5. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   When to use: If you have high levels of unsecured debt (i.e., medical bills or credit cards), struggle to keep up with minimum payments and have tried other debt-relief options. Bankruptcy

6. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Key takeaways. Debt relief is a method of restructuring debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies.

7. These are the best debt relief options — which is right for you?

   www.aol.com/finance/different-debt-relief...

   Common forms include debt settlement, debt management, debt consolidation and bankruptcy. To decide which debt relief option is best, evaluate how each will impact your credit score and long-term ...