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Instead, most citizens are covered by a combination of private insurance and various federal and state programs. [4] As of 2017, health insurance was most commonly acquired through a group plan tied to an employer. [5] NY State of Health is the health insurance marketplace for city residents aimed at lowering costs.
Health Republic Insurance of New York was a not-for-profit health insurance cooperative in New York State. Health Republic was created as one of 23 Consumer Operated and Oriented Plans, known as CO-OPs, established under the Affordable Care Act to increase competition in the marketplace and give consumers a voice in their healthcare. [ 1 ]
Some dental insurance plans may have an annual maximum benefit limit. Once the annual maximum benefit is exhausted any additional treatments may become the patient's responsibility. Each year, the annual maximum is reissued. The reissue date may vary as a calendar year, company fiscal year, or date of enrollment based on the specific plan.
Dental insurance helps pay for the cost of necessary dental care. Few medical expense plans include coverage for dental expenses. About 97% of dental benefits in the United States is provided through separate policies from carriers—both stand-alone and medical affiliates—that specialize in this coverage.
A dental laser is a type of laser designed specifically for use in oral surgery or dentistry. In the United States , the use of lasers on the gums was first approved by the Food and Drug Administration in the early 1990s, and use on hard tissue like teeth or the bone of the mandible gained approval in 1996. [ 1 ]
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The use of lasers in treating periodontal disease has been seen by some dental professionals as controversial. [6] The American Academy of Periodontology stated in 1999 that it was "not aware of any randomized blinded controlled longitudinal clinical trials, cohort or longitudinal studies, or case-controlled studies indicating that 'laser excisional new attachment procedure (or Laser ENAP)' or ...
The Delta Dental Plans Association, also known as simply Delta Dental, is an American network of dental insurance companies composed of 39 independent Delta Dental members operating in all 50 states, the District of Columbia and Puerto Rico. These member companies provide coverage to 85 million people, enrolled in over 157,000 groups.