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In terms of coverage, the primary difference between HO-4 and HO-6 insurance is that HO-6 insurance includes interior finishings and HO-4 policies don’t. If a covered event ruins your ...
Coverage D — Loss of Use: Covers the cost of food, accommodations and other necessary expenses while you’re displaced from your home due to a covered peril. Also called additional living ...
HO-4 policies: These are designed for renters rather than homeowners. HO-4s typically cover 16 named perils, but coverage is limited to your personal property and does not include the actual ...
What does home insurance cover? A standard home insurance policy, or HO-3 policy, typically offers six coverage types: Your home’s structure (dwelling coverage) Other structures. Your personal ...
An HO-4 policy, also known as renters insurance, is intended for renters who want to insure their personal belongings and get additional coverage, like liability and additional living expenses. An ...
Learn more: Affordable home insurance companies. Purchasing a home insurance policy. Once you have chosen the company you feel is best for you, your family and your home, you can purchase your ...
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