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2. Life Insurance: How to Choose The Best Option for You ... - AOL

   www.aol.com/life-insurance-choose-best-option...

   There are two main types of life insurance policies: Term and Permanent. Term Life Insurance Policies . Term life insurance provides temporary coverage for a specific period, usually ranging from ...

3. Who needs a million-dollar life insurance policy?

   www.aol.com/finance/needs-million-dollar-life...

   Term life insurance: The most affordable option; term life policies provide coverage for a specific period (10, 20 or 30 years). If you outlive the term, the policy expires without a payout.

4. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Another drawback of term life insurance is that it only provides coverage for a set period. If a policyholder buys a 10-year term policy but dies 11 years after purchasing it, no death benefit is ...

5. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   Term life insurance policies do not accumulate cash value, but are significantly less expensive than permanent life insurance policies with equivalent face amounts. Policyholders can save to provide for increased term premiums or decrease insurance needs (by paying off debts or saving to provide for survivor needs).

6. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

7. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   The entire death benefit of a whole life policy is free of income tax, except in unusual cases. [3] This includes any internal gains in cash values. The same is true of group life, term life, and accidental death policies. However, when a policy is cashed out before death, the treatment varies.