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Stay away from the Total Rewards Visa Card backed by Comenity Bank!! I had a card with them for 5 years that had a $15,000 available credit. I never made a late payment - never even had a late payment on any account with any credit/bill during the past 10 years. I carried a balance of more than $10,000 for the past couple years due to now-ex ...
All three cards EXPECT a HP for. You might get lucky and get a SP for the SGV or Virgin America or Total Rewards, but most people get hit with HP's. So if you cannot afford a HP or don't want one don't apply for these cards as there is a GOOD chance you will get a HP whether it is the day you appy or a few days down the road.
Re: New Total Rewards Visa from Comenity Bank. Wow! The rewards look legit! Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K ...
02-09-2021 06:24 PM. Re: Comenity Total Rewards: Pre Approval! Helppppp. In the event the agent didn't mention it, SageStream/Innovis needs to be unfrozen as well. If you don't want delays with your application, then make sure reports are thawed. Not everything is processed via SP, even by SCT standards.
Re: Comenity Bank - Caesar Rewards Visa card - Approved! Congrats on your Comenity Bank Caesar Rewards Visa card approval -and- your solid $7k SL. Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640. Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812. Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850. Message 5 of 14.
I finally made it where I wanted to be :)... Now, Virgin America is on my way :smileyvery-happy: - 4279017 - 3
Then - as soon as I signed up through the Total Rewards site a pop up instantly came up and approved me for the Total Rewards Visa. I declined this one as I've read of the extremely low starting credit lines. That one didn't appeal to me. All of the above were through instant pop ups. Hope this helps... My current scores:
Total Credit Line $568,700 br> Rebuilding Began: Feb 2014 with $300 Cap One Card Current Scores 02/17 TU 742EX 748EQ 720
Re: Caesars Rewards Visa Comenity Bank. Thank You! As I said I hate waiting, and I'm not sure what too long is or what is normal. I'll just have to wait and hope for the best. Starting Score: May 23, 2016 EQ 537 TU 518 EX 548. Recent Scores: EQ 839 TU 824 EX 821. Goal Score: 840. Current Vantage 3.0: 808.
Re: Comenity Bank Total Rewards Visa APPROVED. Congrats! Thanks for sharing. Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k. Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k. CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k.