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If you have no credit history or poor credit, you can explore credit cards that are easier to get approved for. Retail credit cards tend to require only a fair score, so check to see if your ...
If you have no credit history at all, building credit from scratch should be one of your goals. Before you can hatch a plan to build your credit, you should check your score to see whether you ...
Key takeaways. Length of credit history makes up 15-20 percent of your credit score. It takes time and responsible use of credit accounts to build a long credit history.
Having no credit exposes you to many of the same negative effects, but a person with no credit can often build a good credit score quickly with solid financial behaviors.
See more in Credit or ask a money question . 4. Get a Co-Signer. If you can’t qualify for credit on your own, you may be able to get a family member or friend who has good credit to co-sign for ...
To build credit, you have to get approved for credit. But often, you’ll get rejected if you don’t have a solid credit history — which is incredibly frustrating if you’ve never had credit ...
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