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  2. Multiple choice - Wikipedia

    en.wikipedia.org/wiki/Multiple_choice

    A multiple choice question, with days of the week as potential answers. Multiple choice (MC), [1] objective response or MCQ(for multiple choice question) is a form of an objective assessment in which respondents are asked to select only the correct answer from the choices offered as a list.

  3. Credit theory of money - Wikipedia

    en.wikipedia.org/wiki/Credit_theory_of_money

    Credit theories of money, also called debt theories of money, are monetary economic theories concerning the relationship between credit and money. Proponents of these theories, such as Alfred Mitchell-Innes , sometimes emphasize that money and credit/ debt are the same thing, seen from different points of view. [ 1 ]

  4. Credit rationing - Wikipedia

    en.wikipedia.org/wiki/Credit_rationing

    Credit rationing is not the same phenomenon as the better-known case of food rationing. Credit rationing is the result of asymmetric information whilst food rationing is a result of direct government action. With credit rationing, lenders limit the risk of asymmetric information about the borrower through a process known as credit assessment.

  5. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The concept of "credit invisibility" (a term used by the Consumer Financial Protection Bureau, the CFPB [64]) is factored into this as there are many individuals who do not use or need credit (usually the elderly), avoid using credit, or avoid participating in the credit system. Being credit invisible puts consumers at a disadvantage. [25]

  6. Credit derivative - Wikipedia

    en.wikipedia.org/wiki/Credit_derivative

    Credit derivatives are fundamentally divided into two categories: funded credit derivatives and unfunded credit derivatives. An unfunded credit derivative is a bilateral contract between two counterparties, where each party is responsible for making its payments under the contract (i.e., payments of premiums and any cash or physical settlement ...

  7. Credit - Wikipedia

    en.wikipedia.org/wiki/Credit

    Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date ...

  8. MCQ - Wikipedia

    en.wikipedia.org/wiki/MCQ

    MCQ may refer to McQ, a 1974 crime action film; McQ Inc, an American defense company based in Pennsylvania; Mathematical Citation Quotient, a measure of the impact of a mathematics journal; Multiple choice question; Malvern College Qingdao; IATA code for Miskolc Airport; McQ, a clothing line from Alexander McQueen (brand)

  9. Credit risk - Wikipedia

    en.wikipedia.org/wiki/Credit_risk

    The most common credit derivative is the credit default swap. Tightening – Lenders can reduce credit risk by reducing the amount of credit extended, either in total or to certain borrowers. For example, a distributor selling its products to a troubled retailer may attempt to lessen credit risk by reducing payment terms from net 30 to net 15.