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One way you can have your Parent PLUS Loans forgiven is with an Income-Contingent Repayment Plan. There’s a group of repayment options for student loan borrowers known as Income-Driven Repayment Plans (IDR).
You can complete the application to consolidate parent PLUS loans online at StudentAid.gov. After consolidating, you can sign up for ICR online for free.
Parent borrowers have an option to get access to the Public Service Loan Forgiveness program, but there are downsides.
There are two main ways to get parent PLUS loan forgiveness: through the Public Service Loan Forgiveness program and through the Income-Contingent Repayment plan.
Borrowers may qualify for forgiveness through the Public Service Loan Forgiveness program or the Income-Contingent Repayment plan, but specific requirements must be met.
DIRECT PLUS LOAN APPLICATION. You're currently not logged in! You must log in to complete and submit federal student loan forms and documents. LOG IN. Confirmation. You have successfully submitted a Direct PLUS Loan request and your credit has been approved. You will receive a confirmation email shortly.
There is no single “Parent PLUS Loan Forgiveness” application. Your application process depends on the specific program you’re pursuing. Here’s a general guide: Determine eligibility: Review forgiveness options for Parent PLUS loans (PSLF, income-driven repayment forgiveness). Check if you meet the basic requirements.