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2. Cash balance plan - Wikipedia

   en.wikipedia.org/wiki/Cash_balance_plan

   A cash balance plan is a defined benefit retirement plan that maintains hypothetical individual employee accounts like a defined contribution plan.The hypothetical nature of the individual accounts was crucial in the early adoption of such plans because it enabled conversion of traditional plans without declaring a plan termination.

3. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   The cash balance plan typically offers a lump sum at and often before normal retirement age. However, as is the case with all defined benefit plans, a cash balance plan must also provide the option of receiving the benefit as a life annuity. The amount of the annuity benefit must be definitely determinable as per IRS regulation 1.412-1.

4. Defined benefit pension plan - Wikipedia

   en.wikipedia.org/wiki/Defined_benefit_pension_plan

   Under a cash balance type of plan, benefits are computed as a percentage of each employee's account balance. Employers specify a contribution—usually based on a percentage of the employee's earnings—and a rate of interest on that contribution that will provide a predetermined amount at retirement, usually in the form of a lump sum.

5. Types of retirement plans and which to consider - AOL

   www.aol.com/finance/types-retirement-plans...

   Pension plans and cash balance accounts are common examples of defined benefit plans. Here are the specific types of plans employers usually offer. 401(k) Plans.

6. I’m 45, self-employed, and don’t have access to a 401(k). I ...

   www.aol.com/finance/m-45-self-employed-don...

   Another 18.2% have individual retirement accounts (IRA) and Keogh accounts and 13.5% have company pensions and cash balance plans. At 45, it’s time to get serious about retirement savings.

7. Will Cash-Balance Plans Kill the 401(k)? No Way - AOL

   www.aol.com/2013/05/07/will-cash-balance-plans...

   401(k) plans are a vital tool for workers to save for their retirement. But they've also received a lot of criticism from financial-protection advocates, who argue that 401(k)s haven't delivered ...