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A substantially higher "catch-up" contribution for 401(k) plans applies for savers aged 60, 61, 62 and 63 who participate in these plans at work beginning in 2025. ... Required minimum ...
A provision of the legislation mandated that starting in 2024, any catch-up contributions made to a 401(k) or similar workplace retirement account by someone earning over $145,000 in the prior ...
Individuals over 50 at the end of the calendar year can make annual 401(k) catch-up contributions up to $7,500 for 2024. With the 401(k) contribution limit at $23,000 for 2024, eligible ...
401(k) plan limits. 2023. 2024. Change. Maximum salary deferral for workers. $22,500. $23,000 +$500. Catch-up contributions for workers age 50 and older. $7,500
October 30, 2024 at 8:59 AM. ... The downside of moving 401(k) contributions away from retirement. ... Here are 3 of the easiest ways you can catch up (and fast)
Though Mercer does not predict a jump in the current catch-up contribution limit of $7,500, a person over 50 would potentially contribute up to $30,500 to their 401(k) in 2024.
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