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2. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Debt settlement occurs when you negotiate with your lender to pay a lower amount than what’s owed to satisfy the debt. You can negotiate with the debtor yourself or pay a fee to a debt relief ...

3. What is a debt consolidation loan — and how can it help you ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

4. Choosing a debt consolidation lender: How to find the best

   www.aol.com/finance/choosing-debt-consolidation...

   That said, interest rates on debt consolidation loans range from about 7.5 percent to 36 percent. If your credit score is fair or poor, you may see rates toward the top of the range.

5. These are the best debt relief options — which is right for you?

   www.aol.com/finance/different-debt-relief...

   A DMP is a three-to-five-year plan designed to help you exit debt sooner. You will make a monthly payment to the agency, which will pay your creditors. The agency may be able to negotiate lower ...

6. 5 best debt consolidation options

   www.aol.com/finance/5-best-debt-consolidation...

   Debt consolidation options. There are several ways to consolidate debt, including the following. 1. Balance transfer credit card. The best balance transfer cards often come with zero interest or a ...

7. American Express - Wikipedia

   en.wikipedia.org/wiki/American_Express

   American Express Company (Amex) is an American bank holding company and multinational financial services corporation that specializes in payment cards. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan. Amex is the fourth-largest card network globally based on ...