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  2. 7 best banks for seniors and retirees in November 2024 ... - AOL

    www.aol.com/finance/best-bank-accounts-for...

    CIT Bank offers one of the highest APY rates out there with its Platinum Savings account. You can earn 4.70% APY on balances of $5,000 or more, and CIT Platinum Savings charges no monthly ...

  3. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

  4. Best cash-out refinance lenders of 2024 - AOL

    www.aol.com/finance/best-cash-refinance-lenders...

    Lender. Credit requirements. Bankrate Score. Better. 620 for conventional loans, 580 for FHA loans. 4.6. Old National Bank. 620 for conventional loans, 640 for FHA loans, 680 for VA loans

  5. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    FHA loans: 580 with 3.5% down payment, 500 with 10% down payment VA loans: No minimum requirement, but generally 620 USDA loans: No minimum requirement, but generally 640

  6. Types of mortgage refinance: How to choose - AOL

    www.aol.com/finance/types-mortgage-refinance...

    A cash-in refinance is best for homeowners who want to reduce the outstanding principal on their mortgage. This lowers your loan-to-value (LTV) ratio , helping you qualify for a lower interest rate.

  7. 94 best discounts for ages 50+: Where to save money for ... - AOL

    www.aol.com/finance/best-senior-discounts...

    Read the fine print before you pick a rental company, and make sure they take your discount off the base rate for maximum savings. Ages 50 and older. Hertz — 20% off base rate. Sixt — 5% ...

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