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If you were born on the 1 st of the month, we figure your benefit (and your full retirement age) as if your birthday was in the previous month. If you were born on January 1 st, we figure your benefit (and your full retirement age) as if your birthday was in December of the previous year.
The normal retirement age (NRA) is the age at which retirement benefits (before rounding) are equal to the "primary insurance amount." The table below shows how NRA varies by year of birth for retirees.
You can find your full retirement age by choosing your birth year in the calculator below, or by using our retirement age chart. If your birthday is January 1st of any year, enter the previous year because that is how we determine your full retirement age.
Full Retirement Date Calculator. Based on your birthday, this online calculator calculates your full retirement date, the first month you will be eligible for full Social Security retirement benefits, and the month you can apply for them.
The full retirement age to receive full Social Security benefits will vary by birth year, ranging from 65 to 67. Claiming Social Security before your full retirement age reduces your...
How to Estimate Benefits by Birth Year . The SSA's website offers a series of charts based on birth year that outline benefit amounts you and your spouse at many points before and at your FRA. As of June 2021, 1960 was the latest year available.
This online calculator finds your full (normal) retirement age based on your birth year, then calculates your retirement date by adding retirement age to your birthday. Retirement age is defined (as of Feb 2020) based on the Full Retirement Age page on Social Security Administration site.