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Insurance companies may do this because it's not always possible to determine how badly a car is damaged — and how expensive the fix will be — before the repairs begin.
For example, damage from hitting a deer or a bird flying into your windshield could be covered. Comprehensive insurance may also cover damage from pests, such as a rat chewing through wiring ...
Protects you if you're hit by a driver who either has no insurance or whose liability coverage limits are too low to pay for your damages. It can help cover both your vehicle repairs and medical ...
A contributing factor to deer-vehicle collisions is the time of day at which motorists travel through deer habitation. [16] During the daytime, motorists can more easily see and avoid hitting deer. At night, most especially during the dusk and dawn hours, deer are much harder to see, which increases the chance of collision.
"Prior acts" (or "nose") coverage transfers the retro-active date for an old policy to a new insurance carrier—eliminating the need to purchase tail coverage from the last carrier. Nose coverage is usually less expensive than purchasing tail coverage from the old carrier. Tail coverage costs 2–3 times the expiring premium.
Damage to the car from animal crashes generally falls under a driver’s comprehensive coverage. This article originally appeared on The Providence Journal: Car crashes caused by deer spike ...
"Jimmy Crack Corn" or "Blue-Tail Fly" is an American song which first became popular during the rise of blackface minstrelsy in the 1840s through performances by the Virginia Minstrels. It regained currency as a folk song in the 1940s at the beginning of the American folk music revival and has since become a popular children's song.
2. International travel to Mexico. If you're planning to drive south of the border, be aware that your personal policy will not cover you in Mexico, even if you have comprehensive coverage ...