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  2. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Full coverage premiums are based on, among other factors, the value of the insured's vehicle. This coverage, however, cannot apply to rental cars because the insurance company does not want to assume responsibility for a claim greater than the value of the insured's vehicle, assuming that a rental car may be worth more than the insured's vehicle.

  3. 9 smart ways for seniors and mature drivers to save on car ...

    www.aol.com/finance/ways-seniors-save-car...

    Drivers with poor credit can expect to pay from $230 to nearly $550 more per year for car insurance when compared to those with fair or poor credit, according to a recent report, with even higher ...

  4. Telematics car insurance: Is the discount worth sharing your ...

    www.aol.com/finance/car-insurance-telematics...

    Telematics car insurance programs offer discounts up to 40% for letting insurers monitor your driving habits through a plug-in device or smartphone app, but the savings come with important privacy ...

  5. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    Metromile also uses an OBDII-based system for their mileage-based insurance. They offer a true pay-per-mile insurance where behavior or driving style is not taken into account, and the user only pays a base rate along with a fixed rate per mile. [60] The OBD-II device measures mileage and then transmits mileage data to servers.

  6. Rate making - Wikipedia

    en.wikipedia.org/wiki/Rate_making

    Rate making, or insurance pricing, is the determination of rates charged by insurance companies. The benefit of rate making is to ensure insurance companies are setting fair and adequate premiums given the competitive nature.

  7. Car insurance rates are nuts right now. Here’s how to lower ...

    www.aol.com/finance/car-insurance-rates-nuts-now...

    Auto insurance costs are up more than 22% since this time last year. It may be time to take that defensive driving course and bank the discount. Car insurance rates are nuts right now.

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    related to: flexible payments to motorcycle insurance premiums are based on what three factors