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  2. 13 common bank fees you shouldn't be paying — and how to ...

    www.aol.com/finance/avoid-common-bank-fees...

    SoFi is a bank that offers a combination checking and savings account paying out up to 3.80% APY with direct deposits without monthly account maintenance fees or minimum balance requirements.

  3. HSBC Bank USA - Wikipedia

    en.wikipedia.org/wiki/HSBC_Bank_USA

    This came as a surprise after HSBC sold its branch network in Upstate New York in 2012 to First Niagara, KeyBank, Community Bank, N.A. and Five Star Bank. In January 2019, HSBC announced it would open two new branches in Western New York, as part of the bank’s initiative to open 50 branches in new and existing markets in the United States.

  4. Minimum daily balance - Wikipedia

    en.wikipedia.org/wiki/Minimum_daily_balance

    In banking, a minimum daily balance is the minimum balance that a banking institution requires account holders to have in their accounts each day in order to waive maintenance fees. [1] This is not to be confused with the average daily balance, which is computed as the sum of daily balances in a billing period divided by the number of days.

  5. Unavailable funds fee - Wikipedia

    en.wikipedia.org/wiki/Unavailable_funds_fee

    An unavailable funds fee is a penal fee applied by a bank to a client's transaction account when a transaction is posted to the said account that has a negative available balance, regardless of if the account factually contains a positive physical balance. [1] The fee is distinct from a non-sufficient funds fee, as there is a positive physical ...

  6. Everything you need to know about balance transfer checks - AOL

    www.aol.com/finance/everything-know-balance...

    Money tip: You can’t always transfer up to your full credit limit. Some issuers will cap the amount of your credit limit you can use for balance transfers. Let’s consider this example: Credit ...

  7. Key takeaways. A balance transfer fee is what credit card issuers charge when you transfer debt from one credit card to another. Balance transfer fees are typically 3 percent or 5 percent of the ...

  8. HSBC Bank Canada - Wikipedia

    en.wikipedia.org/wiki/HSBC_Bank_Canada

    HSBC continues as a member of The Exchange Network. This was a decision HSBC took as part of a restructuring of its personal banking strategy. Instead, HSBC will rebate the convenience fee charged to its HSBC Premier qualified customers to a maximum of $2.00 per instance for using any ATM in Canada.

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