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This site is used to evaluate the likelihood that a potential applicant would be eligible for program assistance. In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural area as defined by USDA.
If you are a lender interested in participating in the Single Family Housing Guaranteed Loan Program, or are a current participating lender seeking assistance, please visit our lender webpage for further guidance and contact information.
If you are a lender interested in participating in the Single Family Housing Guaranteed Loan Program, or are a current participating lender seeking assistance, please visit our lender webpage for further guidance and contact information.
The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers – so no money down for those who qualify! Who may apply for this program? Applicants must: Meet income-eligibility (cannot exceed 115% of median household income)
In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural area as defined by USDA. To learn more about USDA home loan programs and how to apply for a USDA loan, click on one of the USDA Loan program links above and then select the Loan Program ...
The Eligibility site is a tool for anyone to use when trying to determine if they are eligible for a USDA loan, be it a property loan or a program loan. If you are eligible, the program’s website will direct you on how to apply.
The following income standards are for use by state agencies to determine eligibility for D-SNAP, as well as the maximum allotment eligible households may receive based on their size. These tables give the standards for FY 2025 (effective Oct. 1, 2024, through Sept. 30, 2025).
What is an eligible rural area? Utilizing the USDA Eligibility Site you can enter a specific address for determination or just search the map to review general eligible areas. How may funds be used? Loan funds may be used to help low-income individuals or households purchase homes in rural areas.
Eligibility for Rural Development loans is based on all household income. In some instances, there may be income in the household from an adult family member who is not applying for the proposed loan.
USDA Income and Property Eligibility Site This site is used to evaluate the likelihood that a potential applicant would be eligible for program assistance. To be eligible for many USDA loans, household income must meet certain guidelines.