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Following the passage of a historic no-fault auto insurance reform bill in 2019, Michiganders have the option to select different PIP coverage limits based on their insurance needs and budget.
In Michigan, there are six options for PIP coverage that the policyholder can choose from, including a default option with no maximum limit. PPI pays for property damage to other people’s ...
Michigan auto insurance policies also come with the unlimited PIP medical option as the default coverage limit; however, there are a total of six PIP options to choose from: Unlimited coverage Up ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Citing the highest auto insurance rates in the nation, Leonard teamed up with Detroit's Democratic mayor Mike Duggan to propose reform's to Michigan's current no-fault auto insurance system. [42] The proposed bill would have introduced more options for drivers in their auto coverage and would have saved drivers up to 50% on their monthly bills ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
Personal injury protection coverage (PIP): Personal injury protection is a requirement in states that have no-fault laws. If you get into an accident, PIP can pay for your medical bills, lost ...
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