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  2. Red flags of peer-to-peer lending - AOL

    www.aol.com/finance/red-flags-peer-peer-lending...

    P2P loans can offer lower interest rates for borrowers with good credit and high returns for investors. ... However, not all peer-to-peer lending companies are created equal, and the burden of due ...

  3. Need a Loan? Ask a Stranger: The Power of Peer-to-Peer ... - AOL

    www.aol.com/news/2012-07-04-need-a-loan-ask-a...

    Interest rates are at their lowest levels since 1971, but even people with excellent credit scores are finding it hard to obtain loans from banks more comfortable with lending to companies than to ...

  4. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...

  5. 6 Smart Ways to Invest in Peer-to-Peer Lending? - AOL

    www.aol.com/6-smart-ways-invest-peer-144506625.html

    Peer-to-peer (P2P) lending is a lending model where individuals or small businesses borrow money directly from individual investors through online platforms. Borrowers apply for loans, undergo ...

  6. Peer-to-peer banking - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_banking

    Peer-to-peer banking, a concept in blockchain-based finance, refers to the transfer of value without traditional intermediaries like banks.. In practice, peer-to-peer banking is an online system enabling direct financial transactions between individuals through an auction-style process, where members can offer or request loans at specified amounts and interest rates

  7. What Is Peer-to-Peer Lending and When Should You Consider It?

    www.aol.com/peer-peer-lending-consider-220022026...

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  8. Hui (informal loan club) - Wikipedia

    en.wikipedia.org/wiki/Hui_(informal_loan_club)

    Unlike similar schemes in other cultures, where all the savings and borrowing among the group members are interest-free [6] and the order of the withdraw are determined by the group leader, Hui adopts a market-driven interest rate approach: In any given month, all members currently interested in taking the money pot have to submit an interest ...

  9. What is peer-to-peer (P2P) lending? - AOL

    www.aol.com/finance/peer-peer-p2p-lending...

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