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  2. Debt consolidation loans can be unsecured, meaning no collateral is required, or secured, meaning collateral is required. ... Risk of accruing more debt if spending habits don't change.

  3. The truth about no-appraisal home equity loans: What ... - AOL

    www.aol.com/finance/what-is-a-no-appraisal-home...

    Alternatives to a no-appraisal home equity loan. If you don’t qualify for a home equity loan, want to avoid using your home as collateral or need funds for retirement expenses, here are other ...

  4. HELOC and home equity loan requirements in 2024 - AOL

    www.aol.com/finance/heloc-home-equity-loan...

    Although most personal loans are unsecured — meaning you don’t need to put up collateral to get one ... A HELOC or home equity loan can be a good choice if you need money to pay for a home ...

  5. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Title loans: A car title loan uses your vehicle’s title as collateral. You borrow against the value of your car, which means lower interest rates than unsecured options.

  6. How to get a small business loan without collateral

    www.aol.com/finance/small-business-loan-without...

    3. Gather your documents for a business loan with no collateral. Lenders will need to see a variety of documentation for a business loan with no collateral. This documentation will prove your ...

  7. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    The maximum loss on a properly collateralized loan is the difference between the fair market value of the collateral and the outstanding debt. Thus, in the context of secured lending, the use of collateral reduces the size of the "bet" taken by the creditor on the debtor's creditworthiness.

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