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  2. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    They have higher limits and no payments until after education, although interest starts to accrue immediately and the deferred interest is added to the principal. Interest rates are higher on federal loans, which are set by the United States Congress. [85] The advantage of private student loans is that they do not include loan or total debt limits.

  3. Grad PLUS - Wikipedia

    en.wikipedia.org/wiki/Grad_PLUS

    Graduate PLUS is a type of federal student aid, in the form of student loans, which is available to graduate and professional students. [1] Similar to the Parent PLUS loan for parents of dependent undergraduate students, the Graduate PLUS loan is an unsubsidized federally guaranteed education loan with no annual or aggregate limits.

  4. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]

  5. How to get a student loan - AOL

    www.aol.com/finance/student-loan-175304291.html

    If you’ve hit your federal student loan borrowing limit or don’t qualify for federal financial aid, you may need to cover the remaining academic costs with a private student loan. These come ...

  6. What is the Student Loan Forgiveness Income Limit For ... - AOL

    www.aol.com/finance/student-loan-forgiveness...

    The new relief includes canceling $10,000 of debt per borrower, an additional $10,000 of loan forgiveness for those who have Pell Grants and a monthly loan payment cap of 5% of an individual’s ...

  7. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    An education loan is a loan taken out by the student (or parent) to pay for educational expenses. Unlike scholarships and grants, this money must be repaid with interest. Educational loan options include federal student loans, federal parent loans, private loans, and consolidation loans.

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