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  2. Structured settlement - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement

    The typical structured settlement arises and is structured as follows: An injured party (the claimant) comes to a negotiated settlement of a tort suit with the defendant (or its insurance carrier) pursuant to a settlement agreement that provides as consideration, in exchange for the claimant's securing the dismissal of the lawsuit, an agreement by the defendant (or, more commonly, its insurer ...

  3. Personal injury - Wikipedia

    en.wikipedia.org/wiki/Personal_injury

    Some home insurance policies include personal injury coverage. [31] Despite the general distinction between bodily injury and personal injury in insurance contracts, auto insurance known as personal injury protection (PIP) does cover medical expenses from bodily injury. [32] This type of insurance is available in some states, but not others.

  4. Total permanent disability insurance - Wikipedia

    en.wikipedia.org/wiki/Total_permanent_disability...

    Total Permanent Disability (TPD) is a phrase used in the insurance industry and in law. Generally speaking, it means that because of a sickness or injury , a person is unable to work in their own or any occupation for which they are suited by training , education , or experience .

  5. Maximum medical improvement - Wikipedia

    en.wikipedia.org/wiki/Maximum_medical_improvement

    MMI is relevant in multiple contexts, including personal injury cases and workers' compensation cases. When a worker receiving Workers' Compensation benefits reaches maximum medical improvement, their condition is assessed and a degree of permanent or partial impairment is determined.

  6. Accidental death and dismemberment insurance - Wikipedia

    en.wikipedia.org/wiki/Accidental_death_and...

    Unlike traditional life insurance, which only pays out in the event of death, AD&D insurance provides additional coverage in case the insured experiences a serious injury or loses a limb or other body part due to an accident.

  7. Pain and suffering - Wikipedia

    en.wikipedia.org/wiki/Pain_and_suffering

    Pain and suffering is the legal term for the physical and emotional stress caused from an injury [1] (see also pain and suffering).. Some damages that might come under this category would be: aches, temporary and permanent limitations on activity, potential shortening of life, depression or scarring.

  8. Claim Your Money From All These Class Action Settlements ...

    www.aol.com/claim-money-class-action-settlements...

    Google is starting a payout for similar violations in its “Face Grouping” option — offering settlements of $200 to $400. Deadlines to file both of those claims have passed, but more may yet ...

  9. Damages - Wikipedia

    en.wikipedia.org/wiki/Damages

    When a personal injury claim is settled either in court or out of court, the most common way the compensation payment is made is by a lump sum award in full and final settlement of the claim. Once accepted there can be no further award for compensation at a later time unless the claim is settled by provisional damages often found in industrial ...

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