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Since TUPAS requires no dedicated hardware, cost of a card reader and card itself have been main causes in the failure of the eID card. Also the card itself is quite expensive, €51 in 2011. [13] Earlier cost for a passport of the same 5 year validity period was the same as the cost of an ID card. In 2011 passport is only €2 more expensive.
Sponsor banks are allowed to originate transactions the system required, they have a mutual agreement with NPCI and also are members of any payment system approved by the Reserve Bank of India. Destination banks are allowed to do transaction, process mandates and update the Aadhaar mapper through the use of the system.
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CERSAI is owned by the Indian Central Government, Public Sector Banks and National Housing Bank for the purpose of operating a Registration System under the provisions of Chapter IV of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. (SARFAESI Act).
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