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  2. The rule of 25 for retirement: What it means and how to ... - AOL

    www.aol.com/finance/rule-25-retirement-means...

    The rule of 25 is just a different way to look at another popular retirement rule, the 4% rule. It flips the equation (100/4% = 25) to emphasize a different part of the retirement planning process ...

  3. Retirement Planners: Why You Should Reconsider This ... - AOL

    www.aol.com/finance/retirement-planners-why...

    If you've met with a financial planner or sought retirement advice online, you've likely heard of the 4% rule, a guideline used by retirees to help plan how much they can safely spend in retirement...

  4. Morningstar Gives the 4% Rule a Thumbs Up - Can You ... - AOL

    www.aol.com/4-rule-retirement-withdrawals-might...

    Created in 1994 by a financial planner named William Bengen, the 4% rule posits that retirees can make a well-structured retirement fund last 30 years by withdrawing no more than 4% of the balance ...

  5. Required minimum distribution - Wikipedia

    en.wikipedia.org/wiki/Required_minimum_distribution

    The RMD rules are designed to spread out the distributions of one's entire interest in an IRA or plan account over one's life expectancy or the joint life expectancy of the individual and his or her beneficiaries. The purpose of the RMD rules is to ensure that people do not accumulate retirement accounts, defer taxation, and leave these ...

  6. William Bengen - Wikipedia

    en.wikipedia.org/wiki/William_Bengen

    William P. Bengen is a retired financial adviser who first articulated the 4% withdrawal rate ("Four percent rule") as a rule of thumb for withdrawal rates from retirement savings; [1] it is eponymously known as the "Bengen rule". [2] The rule was later further popularized by the Trinity study (1998

  7. 7 Saving and Retirement Rule Changes for 2025 - AOL

    www.aol.com/7-saving-retirement-rule-changes...

    The Internal Revenue Service or IRS changes perks and contribution limits for various tax-advantaged accounts based on annual inflation changes. While the inflation rate has come down, it’s ...

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