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2. Where can I get a bad credit loan? - AOL

   www.aol.com/finance/where-bad-credit-loan...

   Bad credit loans are available through online lenders, select community banks and credit unions. ... Payday lenders offer small short-term loans, typically up to $500. It’s easy to get approved ...

3. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   The statewide database does not allow a loan to be issued to a consumer by a licensed payday lender if the loan would result in a violation of state statute. A borrower's cumulative payday loans cannot exceed 25 percent of the individual's gross monthly income. [28] In 2017, the New Mexico Legislature banned payday loans. [29]

4. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

5. Emergency and payday loan alternatives - AOL

   www.aol.com/finance/emergency-payday-loan...

   Some lenders work with individuals with bad credit, although the rates are often higher (up to 35.99 percent), but still not as high as payday loan rates. Lightbulb Bankrate insider tips

6. 6 types of emergency loans and their uses - AOL

   www.aol.com/finance/8-types-emergency-loans...

   3. Payday loans. A payday loan is a type of instant loan that lets you borrow $500 or less, usually without a credit check. Payday loans typically have to be repaid within two weeks or by your ...

7. Community Financial Services Association of America

   en.wikipedia.org/wiki/Community_Financial...

   A central criticism of the CFSA member companies has been that payday loans are "designed to keep borrowers in debt". [3] [4] While payday loans are marketed as “one time” or “emergency loans”, the nonprofit Center for Responsible Lending has found that "borrowers who receive five or more loans a year account for 90 percent of the lenders’ business", and "lenders…collect 90 percent ...