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2. Car insurance premium: what is a premium and how is it ... - AOL

   www.aol.com/finance/car-insurance-premium...

   Here are some potential options for getting a cheaper car insurance premium: Shop around and compare quotes Experts often recommend shopping around and comparing quotes from several auto insurance ...

3. What is a life insurance premium and how does it work? - AOL

   www.aol.com/finance/life-insurance-premium-does...

   A life insurance premium is the rate you pay for life insurance coverage. Life insurance premiums are determined using factors such as age, health, policy type and coverage limits.

4. Types of company health benefits to offer employees - AOL

   www.aol.com/types-company-health-benefits-offer...

   Health Insurance Stipends. A lesser-used option is to provide employees with a health insurance stipend, where you provide a specific amount of money (or a defined contribution) to workers, which ...

5. Insurance - Wikipedia

   en.wikipedia.org/wiki/Insurance

   Insurance is just a risk transfer mechanism wherein the financial burden which may arise due to some fortuitous event is transferred to a bigger entity (i.e., an insurance company) by way of paying premiums. This only reduces the financial burden and not the actual chances of happening of an event.

6. Premium - Wikipedia

   en.wikipedia.org/wiki/Premium

   Insurance premium, money charged for coverage in an insurance policy Deposit premium, a type of insurance premium; Option premium, the price of an option; Premium tax credit, a refundable tax credit in the United States; Premium Bond, a type of bond available in the United Kingdom; Buyer's premium, a charge to be paid in addition to the cost of ...

7. Rate making - Wikipedia

   en.wikipedia.org/wiki/Rate_making

   A rate "is the price per unit of insurance for each exposure unit, which is the unit of measurement used in insurance pricing". The exposure unit is used to establish insurance premiums by examining parallel groups. [1] The pure premium "refers to that portion of that

8. Life Insurance: How to Choose The Best Option for You ... - AOL

   www.aol.com/life-insurance-choose-best-option...

   Life insurance is a contract with your insurance company that pays out a death benefit should you die while the policy is active. Life insurance usually requires premium payments to keep the ...

9. Return of premium life insurance - AOL

   www.aol.com/finance/return-premium-life...

   As with many insurance options, there are pros and cons to a return of premium life insurance policy. Only you can determine whether the pros make this type of policy a good investment for you. Pros