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  2. Worried about outliving your savings? 5 retirement withdrawal ...

    www.aol.com/finance/maximizing-returns-from...

    For example, if you want to withdraw $50,000 your first year of retirement, you’d need to save $1.25 million ($50,000 x 25) to follow the 4% rule. How long will $1 million last in retirement?

  3. 401(k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    Early withdrawals: The Rule of 55 People shy of retirement age by a few years may be able to avoid the penalty as well, thanks to the “rule of 55.” “Generally speaking, one of the least ...

  4. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    A 4% withdrawal rate survived most 30 year periods. The higher the stock allocation the higher rate of success. A portfolio of 75% stocks is more volatile but had higher maximum withdrawal rates. Starting with a withdrawal rate near 4% and a minimum 50% equity allocation in retirement gave a higher probability of success in historical 30 year ...

  5. I'm Over 70. What's Stopping Me From Cashing Out My IRA? - AOL

    www.aol.com/im-over-70-rules-cashing-150608726.html

    As you age, the rules for withdrawing money from your IRA change. For many years, retirees had to start withdrawing money after age 70 1/2. Under new rules, you must start taking required minimum ...

  6. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    When a former employee's account is closed, the former employee can either roll over the funds to an individual retirement account, roll over the funds to another 401(k) plan, or receive a cash distribution, less required income taxes and possibly a penalty for a cash withdrawal before the age of 59 + 1 ⁄ 2.

  7. William Bengen - Wikipedia

    en.wikipedia.org/wiki/William_Bengen

    William P. Bengen is a retired financial adviser who first articulated the 4% withdrawal rate ("Four percent rule") as a rule of thumb for withdrawal rates from retirement savings; [1] it is eponymously known as the "Bengen rule". [2] The rule was later further popularized by the Trinity study (1998

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